Do you know precisely how much is going into your pension each year, including contributions from your employer and the government? A­ worrying number of people don’t – especially those aged over 55. A new survey carried out by Opinium on behalf of HL has revealed that a large number of people have no idea […]

No one was expecting what used to be fondly referred to as a “Giveaway Budget”, but neither did some of the doom-laden prognostications being made ahead of the day come to pass. Here is a round of the biggest changes (and non-changes) to pensions and investments, together with commentary from three experts. First the big […]

A new report shows just how few people have set clear financial goals and a budget for their retirement… and the dangers this poses. Many workers have dreams for their retirement, with 87% of workers having clear aspirations for their retirement… including holidays, spending time with family, pursuing hobbies, and spending more time with a […]

There are now an estimated 3.3 million lost pots waiting to be claimed in the UK, worth a mighty £31.1 billion, according to research from the Pensions Policy Institute. Might you have a pension pot sitting somewhere, waiting for you to claim it? New figures show that – despite all of the publicity around lost […]

Many people are missing out on a valuable boost to their future pension. Could you or your partner be one of them? It’s a little-known benefit, but if you care for a family-member’s child aged under 12, such as your grandchild, you may be entitled to free National Insurance credits to help you top up […]

Just how well prepared for retirement are the nations 4.25m self-employed workers and what can be done to encourage or enable more pension saving? That the knotty problem addressed in a new report led by the Institute for Fiscal Studies in partnership with the abrdn Financial Fairness Trust. While many rely on other forms of […]

Almost three-quarters (74%) of Brits, both in the UK and abroad, are not on track to retire with sufficient funds to maintain their current lifestyle, reveals a new survey by independent financial advisors deVere Group. The survey results suggest that many people are underestimating how much they need to save for retirement, which could have […]

New figures show that many people have miscalculated how much they would be spending in retirement, with almost a third overspending what they had allowed themselves. The new research from Pension Bee also lifts the lid on what the public think they will need in retirement, depending upon their age now… and the stats show […]

A whopping 81 per cent of UK adults who took part in a recent survey said it was important to them to maintain their current lifestyle after retirement. But how assured were they about achieving that? New research shows that less than half of UK adults are confident they will be able to enjoy financial freedom […]

The majority of higher earners expecting to maintain their current lifestyle in retirement are set for a disappointment according to the latest figures on savings. How much are you hoping to be spending each year in retirement? According to savings and pensions experts HL, if you have your sights set on an income of around […]