Startling new research shows that the number of people who believe they will never be able to afford to retire is soaring, thanks to ongoing concerns around the rising cost of living relative to earnings. Cost of living pressures are leading to many employees failing to put enough into their savings. Four out of five […]

Billions in pension surpluses “to be unlocked” – but what are the upsides and downsides for savers? June saw new proposals from the Government setting out how tens of billions of pounds in DB pension scheme surpluses could be released. But – if the plans do go ahead – how well will savers be protected? And […]

  Collective Defined Contribution (CDC) pensions could be available as soon as 2027, and a new paper from Aon suggests CDC could deliver around 30% better retirement outcomes than traditional DC lifestyling into an annuity, and up to 50% higher pension than an inflation-linked annuity when used at retirement. CDC schemes effectively act as a […]

If you’re part of the so‑called Generation X – born between 1965 and 1980 – then you might want to check whether you are one of those who are deemed “property rich, pension poor”… and risk “sleepwalking” into an inadequate retirement. “Generation X” – the 14-million strong cohort born between 1965 and 1980 – may not necessarily […]

Towards the end of May, the government’s Pensions Commission published an interim report – the headline message being that 15 million people are undersaving for their retirement. Here we look at some of the smaller print in what was a truly comprehensive document… a chance for you to check whether you need to adjust your […]

New legislation which received Royal Assent on Wednesday 29 April should mean over 20 million pension savers getting better value from their providers to the tune of an average £29,000. The Pension Schemes Bill has had a bumpy ride through the parliamentary process – not least over the controversial “mandation” reserve that allows the government […]

New research from LV= has provided the wish list for those in or approaching retirement when it comes to their retirement income. What matters most as retirement day gets closer?  New research from investment, protection and retirement specialist LV= reveals that more than half of UK adults aged 61-79 (56%) say that certainty is the […]

The number of years we can expect to spend in good health is falling, according to a new report. But what are the financial implications for those saving for their retirement? By Tony Watts OB For those of us involved in the later life sector for some time, the latest official figures from the Health […]

Many savers looking to move their hard-earned money to where it’s going to work hardest towards their pension income are being let down, according to new data from PensionBee, a leader in the consumer retirement market. The new figures show that reveals that the slowest pension providers and administrators are taking up to 18 times […]

The war in the Middle East may be putting a few extra pence every day on a litre of fuel, and be keeping business and political leaders awake at night… but one corner of the retirement income sector looks set to benefit. So what does it mean for current and future retirees? Some experts are […]