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Generational battle lines emerge over triple lock promise

A full State Pension might well be worth north of £10,000 a year if the “triple lock” is applied from next April – an important and often vital component of many people’s retirement income. But is the ground being prepared by the Treasury for a lower cost alternative…? By Tony Watts OBE Covid has had […]

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Will older workers miss the train(ing) in the years ahead?

In a fast-moving world, many of today’s jobs may well have vanished within the next decade. That makes access to retraining vital. But the older generation of workers are finding themselves at the back of the queue – threatening their future livelihoods. Enter the renaissance career… By Tony Watts OBE, co-author of The Midlife Review […]

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Multiple pension pots are confusing the nation

Yet another survey has revealed what has become clear for some time now: only a minority of people saving for a pension in the UK are fully clued up on how much they have saved and how much they will need to retire comfortably. According to new research from digital pension provider Penfold, some 54 per cent […]

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Planning to continue working from home? You’re one of the selfish ones apparently By Tony Watts OBE, RetireEasy director and co-author of “The Midlife Review”

During the last year, I’ve been writing extensively about the changes in workplace habits wrought by the pandemic… in particular the way that remote working has become not only acceptable in many companies but almost the norm. So I was a bit surprised to read an article in The Metro by Andrew Carter (chief executive of […]

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Is the Lifetime Allowance under threat… again? By Mark Soper ACII

The perennial rumours have once again started to circulate about the possible tax targets in the sights of the Chancellor as he seeks to recoup some of the extraordinary costs of the pandemic. As usual, the pensions system is a cause for concern, with speculators and the media alike purporting all sorts of leaks from […]

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Will your pension be used to fund the “Covid bounce-back”?

  Rishi Sunak appears to be pushing ahead with plans to encourage pension funds to divert up to £500bn into infrastructure projects and start-up companies in order to boost the economic bounce-back from Covid. His “Long-Term Asset Fund”, announced last November, is planned to launch before the end of 2021. The UK has some £2.2trillion […]

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Is Britain ageist?

Have you ever suffered from ageist attitudes? And, if so, do you think it’s a problem that the country needs to address? By Tony Watts OBE Many people think we are living in an increasingly compartmentalised society, with different groups living in, and separated by, their own communication bubbles and not connecting to others. But […]

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You can now include all your additional savings, investments and Pension Contributions between now and your retirement, taking into account increasing these Additional Contributions year-on-year and stipulating whether these are one-off or recurring contributions. As always, you can revisit these projections and change them at any time either when your expectations change, or you have real numbers to replace projections already made.

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