The spectre of paying huge care bills towards the end of one’s life is a dilemma for millions of people – and one that the Government has been procrastinating over for over a decade… in fact since The 2011 Dilnot Report provided David Cameron with the solution he asked for but declined to implement. […]

Yet another survey has revealed what has become clear for some time now: only a minority of people saving for a pension in the UK are fully clued up on how much they have saved and how much they will need to retire comfortably. According to new research from digital pension provider Penfold, some 54 per cent […]

During the last year, I’ve been writing extensively about the changes in workplace habits wrought by the pandemic… in particular the way that remote working has become not only acceptable in many companies but almost the norm. So I was a bit surprised to read an article in The Metro by Andrew Carter (chief executive of […]

The perennial rumours have once again started to circulate about the possible tax targets in the sights of the Chancellor as he seeks to recoup some of the extraordinary costs of the pandemic. As usual, the pensions system is a cause for concern, with speculators and the media alike purporting all sorts of leaks from […]

Many of us who retire before the State Pension Age then dedicate a lot of our time to caring for our grandchildren or other young relatives. If that sounds familiar, then you, or your partner, might well benefit by checking out whether you’re missing out on a very handy boost to your future State Pension. […]

  Rishi Sunak appears to be pushing ahead with plans to encourage pension funds to divert up to £500bn into infrastructure projects and start-up companies in order to boost the economic bounce-back from Covid. His “Long-Term Asset Fund”, announced last November, is planned to launch before the end of 2021. The UK has some £2.2trillion […]

It goes without saying that the World has been a very different place during lockdown… but how much will the World of Work change for older workers when things return to “normal”? By Tony Watts OBE If you’re someone in their 50s 60s or beyond, and still engaged in work, the last year or so […]

Have you ever suffered from ageist attitudes? And, if so, do you think it’s a problem that the country needs to address? By Tony Watts OBE Many people think we are living in an increasingly compartmentalised society, with different groups living in, and separated by, their own communication bubbles and not connecting to others. But […]

While most of us assume that we’ll be retiring at a date of our choosing, new research shows that almost half of early retirees are forced out of work unwillingly by either poor health or redundancy. In fact, found the Just Group research, 33% stop work due to ill health or physical problems, and a […]

The Financial Services Compensation Scheme (FSCS) has sounded a warning to people saving for, or in, retirement after research showed that just one in eight is taking advice from an Independent Financial Advisor (IFA) while one in five has considered riskier pensions and investment products because of poor returns from mainstream products. The prolonged, historically-low […]