New research has shown that a huge swathe of older people in the UK are unaware of how the new inheritance tax (IHT) rules that will bring pensions into the scope of inheritance tax (IHT) from April 2027. Two fifths (40%) of UK adults aged 55 or over – the equivalent of 8.5 million people […]

While private health insurance can offer many benefits, there are also some common challenges that policyholders might face. Here, our partners  Usay Compare, the UK’s largest individual health insurance brokers, set out the facts you need to know – and there’s a great discount offer for all of our subscribers. When it comes to health insurance in the UK, […]

A comprehensive new report looks back at how pensions have evolved over the past 50 years… and looks ahead to what savers and investors should expect in the next decade. The Pensions Policy Institute (PPI) has released “A 50-Year Retrospective”, sponsored by Capita Pension Solutions, to mark its 50th anniversary. As well as analysing how […]

A survey by challenger bank Monument, which targets people with more than £100,000 in financial assets excluding their main residence and pension, has researched prevailing levels of confidence across retirement provisions and investments. The research shows that those aged 34 to 54 are the least confident about their finances: among this age group, 27% expressed uncertainty […]

Do you know precisely how much is going into your pension each year, including contributions from your employer and the government? A­ worrying number of people don’t – especially those aged over 55. A new survey carried out by Opinium on behalf of HL has revealed that a large number of people have no idea […]

No one was expecting what used to be fondly referred to as a “Giveaway Budget”, but neither did some of the doom-laden prognostications being made ahead of the day come to pass. Here is a round of the biggest changes (and non-changes) to pensions and investments, together with commentary from three experts. First the big […]

A new report shows just how few people have set clear financial goals and a budget for their retirement… and the dangers this poses. Many workers have dreams for their retirement, with 87% of workers having clear aspirations for their retirement… including holidays, spending time with family, pursuing hobbies, and spending more time with a […]

There are now an estimated 3.3 million lost pots waiting to be claimed in the UK, worth a mighty £31.1 billion, according to research from the Pensions Policy Institute. Might you have a pension pot sitting somewhere, waiting for you to claim it? New figures show that – despite all of the publicity around lost […]

Many people are missing out on a valuable boost to their future pension. Could you or your partner be one of them? It’s a little-known benefit, but if you care for a family-member’s child aged under 12, such as your grandchild, you may be entitled to free National Insurance credits to help you top up […]

Just how well prepared for retirement are the nations 4.25m self-employed workers and what can be done to encourage or enable more pension saving? That the knotty problem addressed in a new report led by the Institute for Fiscal Studies in partnership with the abrdn Financial Fairness Trust. While many rely on other forms of […]