Does new report signal the long-term thinking of the Conservative Party… or is this just an outlier to speed a more modest rise in the SPA? And how might the next generation of pensioners be affected? A controversial new report from the Centre for Social Justice has achieved just what it intended to achieve: headlines. […]

Millions of mid-life employees are said to be “flying blind into retirement”, unaware of how much pension they will receive… or whether it will be enough to secure a comfortable retirement. New research from Aviva claims that nine million of those approaching retirement do not know how much they will need to have in their […]

  Ever wondered just how much you’ll be able to comfortably spend in retirement – or when (or if!) you can afford to leave work? Going to an advisor could cost you hundreds… or you could spend just £4.99 for an accurate snapshot. Less than you’d spend on two lattes. Subscribe to a RetireEasy LifePlan and […]

  There is a growing trend these days for employers to provide financial well-being courses and lectures for their employees – As we know financial matters can be pretty challenging at times particularly for the young so any help an emplyer can give must be applauded. But what does financial well-being mean and how does […]

  The Financial Conduct Authority (FCA) is introducing new protections for savers to help reduce the numbers of those who take cash out of their pension pots without knowing the full long-term implications for their retirement finances. The move is aimed particularly at those who don’t take independent financial advice, and who could otherwise find […]

  New figures from market analysts Laing Buisson show that care fees have almost doubled in the last two decades: they were, an average of £844 a week last year – up from £445 in 1998. Those paying the fees are those with property and savings: anyone with savings under £23,250 can have their fees […]

An unknown number of people aged 55 and over are currently breaching pension tax regulations – and being fined for doing so… although the HMRC, which imposes the penalties, say they don’t know how many people are affected. The situation has been exposed following a freedom of information request by Royal London director of policy, […]

How much will you need to save for your retirement if you want to live on the equivalent of £20,000 a year for the rest of your life – and hopefully be one of the hundreds of thousands of people expected to live to 100? The figure is a whopping £447,000 – and that’s on […]

Older women living alone are turning in increasing numbers to using their property as a source of income, and taking out lifetime mortgages to keep their heads above water, according to new research from Canada Life They quote figures from the Equity Release Council’s Spring 2019 report showing that single women over 55 accounted for […]

Two stark statements…from the World Economic Forum and one of the UK’s biggest pensions providers… have revealed the parlous state of the future pension incomes of millions of people. Aviva, the insurer and pensions provider, has said that millions of people currently earning less than £27,500 risk facing retirement on a pension far less than […]