We know what happens when a Beast from the East mixes with moisture rising from the South and a similar concoction is brewing for workplace pensions… Mark Soper explains. From April this year many workers – particularly those you work for small to medium sized companies — will see their take-home pay falling as a […]

There is now no doubt that we are in a period of great uncertainty – all the more reason to revisit and update your ReireEasy LifePlan. Donald Trump is teetering on the brink of triggering a trade war, with who knows what end game. How that would affect the UK is impossible to predict but, […]

The number of employees who expect to work past the age of 70 has almost doubled over the last seven years, from 17% in 2010 to 32% in 2017, according to new research from LifeSight, Willis Towers Watson’s UK DC Master Trust. Their “Global Benefits Attitudes Survey (GBAS) 2017” looks at retirement expectations and also […]

Josh Cousens of Monimine writes:  “The perks of retirement should be made to be simple and stress-free, with the addition of financial security, but £400 million of UK pension savings is currently unclaimed. This money is owed to retiring British citizens and would inevitably make a positive impact on the lives of those who are […]

If you’ve got a pension pot, you’re in the cross hairs of a cyber scammer. And a worrying 29% of us would fall prey, according to new research. By Tony Watts OBE New research has highlighted the difficulty that many people have in spotting pension scams. When the Pensions and Lifetime Savings Association (PLSA) provided […]

Tony Watts OBE wonders why so many older people apparently think it’s a good idea for youngsters to do National Service. Like most people of my generation who managed to miss out on National Service by a decade, I spent my late teenage years growing my hair. It was, if I may say so, a […]

With all of the talk of impending inflation, what would be the likely impact of further rises on those approaching, or in, retirement? Richard Collinson offers his verdict. “UK households under pressure as inflation sticks at 3%” ran the headlines when the figures for January 2018 were released. The concerns were twofold: firstly, that rate […]

If the transferrable value of your DB pension pot has soared recently, the fact that the FCA is expressing concerns about the quality of advice being dispensed should ring a timely alarm bell… By Mark Soper I last wrote about transfers out of defined benefit (DB) pension schemes a little over three years ago, shortly […]

Ever thought of moving lock stock and barrel to southern Spain? As I write this the year is 2018, it is January, we have just had storm Eleanor (following closely on the heels of her predecessors Aileen, Brian, Caroline and Dylan, not to mention Hurricane Ophelia). Tomorrow the high here will be a (relatively balmy) […]

The New Year is the perfect time to take stock of your finances, particularly if you’re approaching retirement. In particular, if you have a defined contribution (also known as money purchase) pension, there are a lot of decisions to make due to the pension changes that came into force in April 2015. To help with […]