The Tapered Annual Allowance affects employees with adjusted income exceeding £150,000 and threshold income that exceeds £110,000. The Annual allowance will gradually reduce from £40,000 to £10,000 p.a. where adjusted earnings exceed £210.000. This new rule effective from 6 April 2016 may at first sight only appear to impact the 300,000 or so individuals lucky […]

Two thirds worry about money on a monthly basis and majority have negative views of retirement years. The majority of people in the UK in or nearing retirement are afraid they will not have enough money to continue funding their lifestyle after they retire, according to a study released today by the UK’s first online service […]

Post-Budget confusion leads to retirement revamp The online financial planning website RetireEasy.co.uk will become a free service this month in response to a dramatic uplift in queries from retirees following recent Government changes to the rules applicable to pension drawdown arrangements. General confusion among retirees on how to manage their pension pot from April 2015 […]

With all the speculation on what the Chancellor will or won’t do in the Budget, many individuals have or are preparing to make larger than normal pension contributions to capture the higher rate tax reliefs currently available. The flip side of tax relief on contributions paid in, is a potential tax charge on excessive pension […]

Read the full article on telegraph.co.uk.

Well, the rumour mill has started in earnest about what further changes to the pension rules George Osborne may or may not be contemplating in the March budget. The Daily Mail’s website – This Is Money – has launched a campaign to ‘’stop savers’ pensions being destroyed.’’ There may be some mileage in it and […]

From next year, those of you holding an annuity will be able to “resell” it. Good idea… or bad? And who might be able to gain from the move? By Mark Soper George Osborne has confirmed the go-ahead for the “resale” of existing annuity plans from April 2017 – a move that was pencilled in […]

Are you, or is someone you know, a woman born in the 1950s? If so they may well be one of 700,000 caught in what has been described as a “brutal pensions trap”. By Tony Watts OBE Former pensions minister Steve Webb recently admitted publicly what many people have been saying for a long time […]

A couple of years ago I wrote a blog on the RetireEasy site concerning Classic Cars, a subject dear to my heart, and the unsustainable prices that were being asked AND paid. I said that when the stock markets started to recover and interest rates were on the rise, this particular bubble would burst. Well, […]

We are truly delighted with the feedback and questions we receive from you all and in most cases we are able to offer a LifePlan solution to the financial events that you wish to plot.  From this feedback, we have put together some useful tips which hopefully will help you if you wish to plot […]