Unsure if you’re on course to receive a full State Pension when you retire? Confused by whether or not it would be worth buying top-ups to fill any gaps? Then read on. Former pensions minister Steve Webb is urging anyone planning their retirement to check whether they could profitably plug gaps in their NI contributions […]

If you have a DB pension waiting in the wings for your retirement, you’ll want to know the latest assessment on whether or not the UK’s 5,000 DB schemes will be in good shape to meet its obligations. It’s been a turbulent time in the financial sector over the last year or two, with rising […]

Over five million over 50s in the UK look set to retire early, according to new research – many because new technology will make them redundant. What will it take to ensure you leave work at a time of YOUR choosing? By Tony Watts OBE Lamplighters, knocker uppers, leech collectors, switchboard operators, linotype operators… It’s not […]

If you’ve been thinking about helping your children or grandchildren financially, a new report shows just how many younger people are receiving help from their parents to get their first home – and the difference that makes to their future finances. Levels of home ownership, particularly amongst younger people, has reduced significantly in recent years. […]

When do you plan to retire? Whatever age it is, you’ll want to reach that point in good health in order to enjoy your retirement to the full. Changing the way you work could just help you do that… By Tony Watts OBE Covid 19 brought a lot of changes to the way we live […]

It’s currently a buyer’s market in house sales. But that’s not all bad news. If you’re looking to move, here are some trends and stat you need to know. If, like me, you’re on the cusp of moving house, and watching keenly to see how the market is moving, some new figures make for enlightening […]

After the initial sound and the fury from the politicians and newspapers following the Autumn Statement, more careful analysis is now emerging on the potential long as well as short term impacts. But what will it mean for anyone approaching or in retirement? Having forecast major announcements around pensions reform in the King’s Speech, the […]

It’s estimated that some £26.6 billion worth of lost pensions are not currently being claimed by their rightful owners, each worth an average of £9,500. That’s hardly surprising when less than half (44 per cent) of pension savers can remember the company that provided their first pension, according to a survey conducted by YouGov on […]

Interactive investor, the UK’s second-largest investment platform for private investors, has just published its fifth Great British Retirement Survey, revealing the major concerns and trends amongst those heading towards retirement. Key findings include: Three-quarters (76%) of the self-employed are paying nothing into a pension, and 38% don’t have a pension at all One in five people under age […]

With increased interest rates continuing to drive the highest demand for annuities in recent years, Legal & General has warned that shopping around before you decide could make a massive difference in how much you earn over the course of your retirement. New analysis shows that a 66-year-old with a £100,000 pension pot can now purchase […]