The newly-launched National Retirement Forecast (NRF) from Scottish Widows has provided forensic analysis of the challenges faced by different demographics in the UK – showing some startling differences in expectations depending upon where we live, our ethnicity, gender and age, as well as whether we have disabilities or own our home. The report establishes the […]

Applying Macmillan’s saying that “you’ve never had it so good” to those either in or heading towards retirement might come as a surprise to some people, but new data shows that those retiring today may well be much better off than their younger counterparts. Research published by the International Longevity Centre (ILC), the UK’s leading […]

Almost nine out of ten workers in the UK has at least one lost or “stranded” pension pot, according to new research from wealth manager Netwealth. Among those employees who have lost track of a pension, some 42% say that they have between two and five stranded pots. The average amount locked up in lost pensions […]

Recent findings from The Royal College of Radiologists that cancer patients are facing worsening delays and compromised care – with half of all NHS cancer units now reporting frequent delays for radiotherapy and chemotherapy [1]– is worrying news for us all. So how can we be sure that the health insurance we have will give […]

As part of the major ongoing Pensions Review being undertaken by the Institute for Fiscal Studies, aimed at finding ways to improve the future of financial security in retirement, a new poll of 3,000 people of working age has revealed widespread confusion about how much they can expect to receive in retirement. As part of […]

Pensions experts are urging those heading towards retirement to look at a way to add several thousand pounds’ worth of additional savings into their pension pots tax free. Did you know that can contribute up to £2,880 per year into a pension for a non-earning spouse, partner or child and they will receive tax relief […]

New research shows that single people face an uphill climb heading into retirement, having to save significantly more proportionately than their couples counterparts in order to enjoy a similar lifestyle. New analysis by Standard Life has thrown into sharp focus the additional savings that single people need to build up for retirement, compared to pensioner couples who […]

Every year, thousands of elderly people and their families face the conundrum of how to pay for care home fees – which can typically be between £40,000 and £50,000 a year. Shaw Lifetime Care, part of the charitable Shaw Foundation offers a unique option which allows them and their families to retain their home, draw […]

With a large proportion of the country finding their budgets being squeezed, we look at the questions everyone needs to ask to ensure they retire comfortably. The cost of living is depleting many people’s ability to save each month, and the latest stats reveals that only 39% of UK households are currently on track for […]

New statistics have revealed the size of pension pot you need to secure each of the Pension and Lifetime Savings Association (PLSA)’s Retirement Living Standards “minimum”, “moderate” or “comfortable” retirement. The analysis by Standard Life, part of Phoenix Group, makes for sobering reading as the spiralling cost of living pushes up the targets for those […]