It’s Stress Awareness Week (7-11 November)… so how stressed are YOU about your later life planning? According to Aviva, more than three in five people (61%) feel stressed when they think about their retirement – a figure that rises to almost three-quarters (74%) of 25–34-year-olds. Reassuringly, it appears that the close to retirement people are, […]

If you have any gaps in your National Insurance record, now might just be a very good time to plug them. The generous Government scheme which allows people to fill historic gaps in their NI record will come to an end in less than six months – and financial services company LCP is urging those […]

Together with purchasing the family home, pensions are usually one of the largest investments couples will make during their lifetime. So common sense would dictate that they would be high on the agenda when it comes to a divorce settlement. However, according to a recent Freedom of Information (FOI) request by St James’s Place, of […]

30 October marks National Pension Tracing Day, where people are encouraged to track down lost pensions, and a new poll of 2,000 people carried out by Opinium on behalf of Hargreaves Lansdowne shows the importance of checking out the possibility that somewhere there is a handy pension pot with your name on it… According to […]

Millions of us have more than one pension – especially since the introduction of automatic enrolment in 2012. And, for workers outside of the public sector, these pensions are likely to be a Defined Contribution (DC) or “pot of money” arrangement. Under current rules, every time the worker changes jobs they will be enrolled into […]

Annuities were once the most popular route for retiring investors, with some 90% plumping for an annuity as a home for their pension pot… until pension freedoms brought in the prospect of higher returns than what was being offered at the time. Currently only about 10% of savers look to annuities. But the stresses in […]

It was what was not in the Kwasi Kwarteng’s controversial “mini-Budget” as much as what was included that has exercised Mark Soper ACII… Well, this certainly has been an event leaving much of the UK and global financial communities – including the IMF – totally astonished. Emergency meetings with banks, a £65 billion Bond-buying intervention […]

The Chancellor’s mini-Budget made headlines not just in this country but around the world, and the markets are still digesting the potential effects across the broader economy. But what will it specifically mean for savers and investors? The experts have weighed in on the possible impacts on your retirement income, and we have chosen a […]

As our age increases, so invariably does our reliance on health services; and with the NHS under increasing pressure, many people are now turning to private health providers. But did you know that you can also get health insurance coverage that will give you 24/7 digital access to a GP whenever you need it? Read […]

Results from the second Hargreaves Lansdown Savings and Resilience Barometer, produced with Oxford Economics, have thrown up a very mixed picture for the generations looking to retire in the future, with some Baby Boomers on the cusp of retirement facing a real crunch time as the cost-of-living crisis continues to bite. The main findings which […]