By the time we reach our 50s, we are often spending more time in the dentist’s chair ensuring our teeth are in good working order, and with the NHS option becoming less available around the country, many of those in a position to do so are looking at the option of taking out insurance. But how does it work and how much might it cost?
Read on to have your questions answered, and to find out how you could have two months’ free insurance from the leading comparison website Usay Compare.
How is dental cover provided through private health insurance?
Dental treatment can entail extremely high costs and long waiting lists, which can lead to people putting off seeing the dentist. However, left unattended, dental problems can end up costing more in the long term, or lead to tooth loss that could have been prevented. It can also mean going through discomfort and pain.
Dental cover allows you to be proactive about your future health as well as seeing a dentist when it suits you, or receiving speedy treatment in an emergency.
Can dental cover actually cut the cost of dental treatment?
Like any insurance cover, dental cover means you not only spread the cost over a longer period… but you are also covered if an unexpected emergency crops up, so you can access the dental treatments you need when you need them and without the high price tag.
Can I still keep my current dentist?
You have the flexibility to make your own choice of dentist or continue with your current dentist if you so wish, including an NHS dentist… whatever works best for you.
How can I be sure I am getting the right cover?
Levels of cover vary, so depending on your needs and budget there is cover available for everything from major treatments such as a root canal to routine treatments such a scale and polish.
If your dental health is not in the best condition and you tend to require regular treatments, then a more comprehensive plan may give you greater peace of mind: this can include a wider range of treatments including crowns, fillings, accidental damage and dental emergencies.
Alternatively, if you are looking for more of the basics to be covered at a lower cost, this too is available.
Which insurer is best for dental cover?
Top UK insurers offer different levels of dental cover from basic treatments through to comprehensive cover that pays for most or all treatments. Bupa, for example, offer cover for payment of one hundred percent of all treatments with an NHS dentist. Speak to USAY and they can find the best level of cover for you.
Two months free* health insurance when you take out a policy through RetireEasy
We have joined forces with leading health insurance comparison service Usay Compare, who are offering our readers two whole months FREE cover (*as cash back) when you arrange a new Health Insurance policy through them.
provide dental cover as an add on to their health insurance plans. Usay has an “excellent” ranking on Trustpilot with over 7,500 positive reviews and counting. Usay’s
market-leading comparison service consists of expert and professional advisers supporting you with unbiased advice to find the best policy that will best meet your budget and suit your needs. They compare all the UK’s leading insurers, including BUPA, AXA, and AVIVA, and can help you make major savings on premiums and even offer a price match guarantee.
Just click below to get that money-saving quote.
