The NHS does amazing work, but the pressures it faces means that sometimes those with some health conditions can wait longer than they’d like for a diagnosis or treatment.

So what are the actual benefits of taking out Private Medical Insurance – especially as you get into your 50s and beyond? RetireEasy has got together with leading health insurance comparison website Usay Compare to provide you with the facts you need to know… and offer two months’ free insurance*.

Taking out Private Medical Insurance (PMI) enables you to complement the services provided by the NHS – usually at a time and place to suit you. Here are the main advantages:

Faster Access to Treatment: Reduced waiting times for consultations, tests, and surgeries compared to the NHS.

Digital GP: Access medical advice from the comfort of your home, avoiding travel and waiting times, often quicker to get an appointment compared to traditional GP services.

Choice of Specialists and Hospitals: The flexibility to choose preferred specialists and hospitals for treatment, often with access to private facilities.

Comfort and Privacy: Private rooms with more comfortable and less crowded environments than NHS hospitals, enhancing patient experience.

Specialist Treatments and Drugs: Access to certain treatments, medications, and therapies that may not be readily available on the NHS.

Personalized Care: More time with doctors during appointments, leading to potentially more personalized care and attention.

Additional Services: Coverage for services such as physiotherapy, mental health support, and complementary therapies.

Outpatient Care: Coverage for outpatient services, including consultations and diagnostic tests, which can be expensive if paid out-of-pocket.

Dental and Optical Care: Some policies offer additional benefits like dental and optical care, which are often not fully covered by the NHS.

How much will it cost me?

That will depend upon you and your budget! Talk to a USAY Compare advisor and they can tailor the PMI cover that’s just right for you, depending upon your age, health conditions and budget.

Find out more about Health Insurance for the over 50s: your next step

Usay Compare offers a free comparison service to help you review senior health insurance policies from market-leading UK insurers such as Aviva, VitalityHealth, Bupa, Health-on-Line, AXA, and more. Expert and knowledgeable advisers at Usay Compare can also support you to find the perfect policy at the best price, with no commitment to purchase.

The two-month offer is only applicable to those introduced via the following link:

Click here to visit Usay Compare.

*Two months’ premiums will be rebated into the account the payments are made from.

Rebates will occur in months 3 & 7.